Job Description

Job Title: DE/VA Underwriter

Location: Remote (Must reside in any U.S. state except California)

Schedule: Full-Time | Eastern Standard Time (EST) Hours Required

Overview:

We’re working with a reputable lender seeking an experienced DE VA Underwriter to join their team. This position is fully remote, but candidates must be available to work standard Eastern Time hours.
Unfortunately, this lender is not registered to have employees in the state of California.

Key Requirements (Must-Have):

• Must have actively underwritten and signed off loans using both DE CHUMS ID and VA LAPP/SAR designations within the past 11 months

• Active DE CHUMS ID and VA LAPP/SAR credentials

• Must reside in a U.S. state other than California (client is not registered to employ in California)

• Must be able to work a full-time Eastern Standard Time (EST) schedule

Preferred Experience:

• 203K underwriting experience is highly preferred

Responsibilities:

• Underwrite VA and FHA loans in accordance with agency, investor, and company guidelines

• Review and clear conditions; issue final loan approvals using DE and VA credentials

• Analyze credit, income, asset, and collateral documentation to determine risk and loan eligibility

• Ensure underwriting decisions meet compliance, quality, and timeline standards

• Collaborate with internal teams to resolve loan issues and support successful closings

• Stay up to date on all regulatory changes, agency updates, and internal policy shifts

Please note:

NMS is recruiting on behalf of the hiring company. We do not set requirements compensation, work schedules, or employment policies.

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